Loan Shark
CREATURE 2Loan sharks lend money to those in need but charge high interest. If there's ever an issue with repayment, they'll send their gang to ensure clients pay in full.
In the underbelly of society, the lawless reign supreme.
+8
Common
Accounting Lore +17, Athletics +9, Deception +8, Diplomacy +8, Intimidation +8, Society +15
Str +3, Dex +0, Con +1, Int +2, Wis +2, Cha +4
Business Savvy
When making monetary deals, the loan shark gets a +8 circumstance bonus to Deception checks, Diplomacy checks, and their Perception DC.
Loan Specialist
For encounters involving monetary deals, the loan shark is a 7th-level challenge.
AC 18; Fort +7, Ref +6, Will +10
HP 25
Never off the Hook (aura, emotion, mental)
60 feet.
Creatures in the aura who owe the loan shark money take a –3 circumstance penalty to their Will DC against the loan shark's attempts to Demoralize or Coerce them and can't reduce their Frightened value below 1 while in the aura.
Effect: Owe Money
25 feet
Melee Dragon-Headed Cane +10 (two hand d8), Damage 1d4+5 bludgeoning
Melee Fist +9 (agile, nonlethal, unarmed), Damage 1d4+5 bludgeoning
Interest is Due! (auditory, concentrate, linguistic, mental)
once per round
The loan shark commands an ally within 30 feet to attack a creature who owes the loan shark money. The ally can use a reaction to Strike the debtor, dealing an additional 1d6 mental damage.
Effect: Interest is Due!
Pathfinder NPC CoreORC